When you decide to retire, the BAA Pension Scheme offers you valuable benefits, including a regular pension income and the option of a tax-free cash lump sum.

If you are a fire service employee, your normal pension age is 55.

Important things you need to consider

If you retire before your normal pension date, your pension will be lower as it will be being paid for longer.

You need to ensure that your monthly pension is enough to live on.

If you exchange some of our pension, the monthly pension you receive will be lower.